Customer Concentration Risk Calculator

See how much revenue depends on a few customers and what one lost account would really put at risk.

Result

Top customer share

15.6%

Top three share

31.1%

Top five share

43.3%

Gross profit at risk

$10,640

Top-three slowdown risk

$11,200

Planning guide

Compare your top customer share to the planning range we use for general small business.

Benchmark range: 0% to 20%Your result: 15.6%

This planning guide flags when one customer carries too much of total revenue.

Source: Daykeeper planning guide (Used in this calculator)

What this means

Concentration risk needs attention

Your customer mix is showing a moderate dependence signal for general small business.

Your largest customer is carrying about 15.6% of revenue, while your top three carry about 31.1% and your top five carry about 43.3%.

If the top account left, you would need to replace about $28,000 in revenue and about $10,640 in gross profit. Even a 20% slowdown across the top three would still put about $11,200 in revenue and about $4,256 in gross profit at risk.

Planning guide

Planning ranges used in this concentration calculator

This calculator uses a planning guide because concentration risk depends on how much one customer can move the business.

The real question is simple: if your biggest customer walked away, how painful would the replacement gap be?

General small business

Use this if none of the listed industries fit, or if you want a broad planning check first.

Benchmark range: 0% to 20%

This planning guide flags when one customer carries too much of total revenue.

Source: Daykeeper planning guide (Used in this calculator)

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Calculator guide

How to use this concentration calculator

This calculator shows how dependent the business is on a few customers and what both a lost top account and a softer top-three cluster would put at risk.

Why concentration risk matters

A profitable business can still be fragile if too much revenue sits in one or two accounts.

That fragility often stays hidden until a renewal slips, a buyer changes, or a contract ends.

What to do with the result

If concentration is high, the next move is usually diversification, not panic.

The goal is to lower dependence before a single customer event becomes a business event.